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Home›HDHPs›4 Ways to Save for Retirement Better Than a 401 (k) | Personal finance

4 Ways to Save for Retirement Better Than a 401 (k) | Personal finance

By Melissa A. Hazlett
November 15, 2021
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SEP IRAs have high contribution limits, which means your contributions can grow with your business. In 2022, you can contribute up to $ 61,000 for the year.

Ultimately, this strategy could provide you with two sources of retirement funding: your SEP IRA savings, as well as your business’s ongoing cash flow.

Saving for retirement outside of a 401 (k)

401 (k) isn’t a bad way to save for retirement, but your retirement needs and schedule may require a different approach. The good thing is that you have several resources and strategies to create a retirement savings plan that’s right for you.

Whether you like the idea of ​​tax-free retirement income or envision yourself retiring young with rental or business income, these results are possible. All it takes is some planning and discipline to stick with that plan over time.

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