Health insurance: a new service is launched to allow people without health insurance to buy vouchers to pay for treatment
A NEW service has been launched allowing people without health insurance to buy vouchers that will be used to pay for care.
etsbuyhealthcare offers members the opportunity to purchase € 50 “health corners” which can be redeemed for treatment by general practitioners and in hospitals and clinics.
One in five people do not have health insurance or a medical card, with the new service operating as a sort of savings club for these people to fund the cost of medical treatment.
Members will choose to pay for their treatments themselves and will be able to purchase the vouchers and build a health fund in their name.
Families or individuals can then use their own dedicated health fund to pay for treatments on the Letsbuyhealthcare portal.
Initially, the fund made up with the health coins can be redeemed from any general practitioner or hospital, but it is hoped in time to provide offers through general practitioner practices, hospitals and clinics that are available. register for the new service.
ILP Pension Trustees of Irish Life will oversee the operation of the funds, which will be operated as a health cooperative.
Once the parts are purchased, they are to be used for health treatments and cannot be used for other purposes.
The new operation was founded by former National Treatment Purchase Fund finance director David Allen and former Vhi director John Looney.
Mr Allen said there was an opportunity for employers to offer health care vouchers to any employee, tax-free, up to a value of $ 500 each year. €.
He said those who buy healthcare parts from his company would not be limited in accessing treatment due to pre-existing conditions, as happens with health insurance.
With nearly a million people on hospital waiting lists, the new model should appeal to those who don’t want to wait for treatment in public hospitals.
For those who register early, there is an opening offer of free healthcare coins valued at € 100 and a reduced, one-time co-op registration fee of € 5.
Mr Allen said: “Everyone can now have their own separate family fund dedicated to private health care – and nothing else.”
He said it was something that builds over time to respond to future routine and community medical services, as well as trying to accommodate any serious issues that could potentially require a consultation or a day case, a patient. hospitalized or even a residential stay.
“People can now assess the likelihood that the family will need access to public or private health care in the future, the likelihood of needing community or hospital care, the likelihood of needing psychological care or physical, or the likelihood of needing emergency or elective care. then try to decide, plan and budget accordingly, without worrying that current age or current medical history will be penalized in one way or another, ”Mr. Allen said.